National Loan Payoff Clearinghouse, powered by EPIC, standardizes loan payoff and lien release workflows to accelerate inventory turns and protect vehicle gross

DALLAS, Oct. 15, 2026 /PRNewswire/ — EPIC™, which powers the National Loan Payoff Clearinghouse (NLPC), has been named Auto Dealership Solution Provider of the Year in the 2026 AutoTech Breakthrough Awards. The annual program recognizes innovative companies, technologies, and products shaping the future of the automotive and transportation industries. EPIC was selected from thousands of nominations submitted across AutoTech Breakthrough Award categories.

The award recognizes EPIC’s work to modernize the loan payoff-to-lien release process and the measurable financial and operational results the NLPC is delivering for dealerships.

Vehicle loan payoffs require coordination among dealerships, lenders, insurers, funding, settlement, liens, titles, and accounting, but the process has historically remained fragmented. Checks, individual lender portals, manual processes, and disconnected workflows can slow settlement and lien release, increase costs, and create operational friction across the ecosystem.

EPIC is addressing that fragmentation through the National Loan Payoff Clearinghouse, the trusted financial infrastructure for seamless vehicle loan payoff settlement and electronic lien release confirmation with nearly every lender across the United States, including captives, banks, credit unions, subprime lenders, specialty finance companies, and more.

By bringing payoff settlement, reconciliation, and lien release into one standardized network, the NLPC reduces manual processing and gives dealers greater visibility throughout the process. Faster lien and title releases help dealerships turn inventory sooner, protect vehicle gross, improve cash flow, and save time and money.

“This award validates what we’re already seeing in the market,” said Brandon Hall, CEO of EPIC. “When dealers can move through the loan payoff and lien release process faster, they can get vehicles ready to sell sooner and put that capital back to work. The NLPC is showing what’s possible when the industry moves away from lender-by-lender processes and toward a standardized clearinghouse model.”

About the National Loan Payoff Clearinghouse
The National Loan Payoff Clearinghouse™ (NLPC), powered by EPIC™, operates as a secure and trusted financial infrastructure that facilitates the standardized exchange, processing, and settlement of loan payoff and lien release transactions among network participants nationwide. Learn more at www.withepic.com.

EPIC Auto, Inc. is a financial technology company, not a bank. Payment services are provided by partner financial institutions, Members FDIC.

Media Contact:
Laurie Halter
Charisma! Communications
503-816-2474
424620@email4pr.com 

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SOURCE Epic